Carrier Incentives
1. AVIVA Care Incentive Program
CARE or ‘Creating Agent Retirement Earnings’, is
a non-qualified deferred compensation plan offered
exclusively to agents appointed with Aviva Life and Annuity
Company. Through CARE, you can earn credits based upon
your production and remaining inforce production plus
an “earnings factor” (interest) on those credits, based on
Aviva Life and Annuity Company’s portfolio performance.
Credits and any applicable interest are payable from the
general assets of Aviva Life and Annuity Company.
All producers must register to be eligible to qualify!
2. AVIVA - Cabo San Lucas – 2012 Sales Conference
Join us at the stunning seaside resort, Marquis Los Cabos Hotel, on the southern point of Mexico’s Baja Peninsula. What better place to celebrate you and all your hard work than in a place that embraces life, leisure and luxury!
- Hit the links and enjoy the view on the world-class Cabo del Sol golf course.
- Enjoy scuba diving, swimming, snorkeling and whale watching where the magical Sea of Cortez meets the mighty Pacific.
- Cabo San Lucas is the world’s top sport fishing destination. Set sail for the thrill of hooking a trophy marlin!
- You can also unwind on the beach, head to the shops, or dine seaside – it’s all waiting for you at this unforgettable destination.
Qualifying Production: January 1, 2011 to December 31, 2011
Qualification Period: $6 million

3. American Equity Gold Eagle Membership
American Equity Gold Eagle Membership
American Equity Stock Options & Co-op Marketing Dollars With No Limit
Beginning at just $1,000,000 in Net Paid Annuity Premium
Qualification Period: January 1 — December 31 each year
4. American Equity - Walt Disney World – 2011 Sales Conference
Qualifying Production:
$2.5 Million Annuity or Single Premium Life Premium
Qualification Period:
July 1, 2010 to June 30, 2011

5. NationalWestern Life - HARVEST - (Heaped Agent Rewards-VESTed)
What is HARVEST? NationalWestern Life’s goal for HARVEST is to motivate and encourage long-term, productive agent relationships.
It is an agent’s incentive program that rewards qualifying eligible participating agents writing NWL® annuity and life
products with annual credit contributions. This plan is unique in the fact that NationalWestern Life (NWL®) was the
first to offer credit for life and annuity production. The amount credited to your account is in part up to you. The
more you sell, the more credit you accumulate.
Since HARVEST is a non-qualified deferred compensation plan, it offers the same tax benefits that are traditional in this type of plan, such as taxes being deferred until distribution. Plus, full vesting after only 5 qualifying years.
6. NationalWestern Life - 2011 Sales Conference and Champions Club
NationalWestern Life is excited to introduce you to 2 spectacular locales
within the region: Las Vegas, Nevada and Scottsdale, Arizona.
The first holds fun and excitement for all – lavish pools,
world-class shopping, wild roller coasters, hot nightclubs,
and of course, endless gambling opportunities. For those
continuing on to Champions Club, a tranquil experience
awaits – gorgeous mountain vistas, calming
desert walks, challenging golf courses, and an
array of unique shops and galleries.
This will truly be a trip of contrasts!
7. NationalWestern Life - 2012 Sales Conference
Mediterranean Cruise
(Qualifications coming soon)
Let National Western Life Insurance Company take you on a sweeping voyage to the heart of the Mediterranean aboard the ms Liberty of the Seas. Join us for our 2012 Sales Conference as we discover the Mediterranean's ancient empires and indulge in the delicious cuisines of Italy, France and Spain.
The ms Liberty of the Seas is one the largest cruise ships ever built, and as a passenger aboard this Royal Caribbean Cruise Ship, you'll have all the modern advancements with a century of tradition in style, comfort cuisine and 5-star service. Ports of call include Barcelona, Spain, Villefranche (Nice), France, Civitavecchia (Rome), Italy and Cagliari, Italy.
8. Legacy - Las Vegas, NV.
1. Includes Assurity Legacy Estate Maximizer applications dated between January 1, 2011 and November 30, 2011 (see .pdf for details).2. Applications must be received and delivered by January 13, 2012.
3. Las Vegas includes 4 day/3 night trip for two including airfare and accommodations at a leading hotel/resort in Las Vegas, NV.
9. Assurity - Lisbon, Portugal – 2012 Sales Conference
Qualifying Production: $65,000 (pro rated – see .pdf for details)
Qualification Period: January 1, 2011 to December 30, 2011














